(605) 835-8089

News

SDSU Extension supports caregiving plans for family farms

National Healthcare Decisions Day was April 15, 2024, and South Dakota State University Extension is encouraging family farm owners to make long-term caregiving decisions. “National Healthcare Decisions Day was a day to commemorate the importance of advance care planning,” said Leacey Brown, South Dakota State University Extension Gerontology Field Specialist.

Social Security matters

OLDER HUSBAND AND WORKING WIFE SEEK GUIDANCE I am 74 years old, retired and receiving Social Security. My wife will be 65 in January of 2025. Our hope was to start paying off some credit card expense by her receiving SS when she turns 65, however it appears there would be a substantial reduction to her benefits. Her work income is $37,500 a year, and she wasn’t planning on retiring from work at age 65. Because I am 11 years older, we felt it makes sense to use her Social Security as a means to lower our debt. We have $27,000 in credit card debt, and I don’t really want to use my 401(k) funds due to taxes. We pretty much live on my Social Security and pension.